“For us, it’s almost like a start-up loan. They count on us to pay them back in vegetables.”

— Christa Bahner of Bahner Farm in Belmont, one of 26 farms in Waldo County with Community Supported Agriculture programs, on the common practice of customers paying in advance for a season’s worth of produce. The city of Belfast, Maine Farmland Trust and several banks are promoting dedicated savings accounts as a way to encourage participation in CSAs.