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  • Published
    September 25, 2011

    The CO-2 misnomer

    We have been hearing about the dangers of carbon dioxide emissions and all the efforts the various countries are making to reduce the carbon emissions. The operation of a Prius Hybrid cuts down on the carbon emissions and saves energy. Buying fabric grocery bags is part of the “green revolution.” The idea is to throw out your non-green cleaning supplies, reduce your use of toilet paper to only two squares, sell …

  • Published
    August 25, 2010

    Where did the money go?

    What happened to the $400 billion from TARP, the Troubled Asset Relief Program, that the federal government used to bail out AIG, big banks such as CitiGroup and Bank of America, and the auto industry? The banks have paid back their TARP funds and provided the U.S. government with a huge profit. CitiGroup was the last financial institution to receive TARP funding, but has now paid it back. However, the federal …

  • Published
    August 11, 2010

    The federal disconnect on lending

    A small independent bank in Maine was posed with a dilemma in September 2009. Many persons in this small community had lost jobs because of the economy. The major employers had either pulled out or cut way back. As a result of the loss of jobs, many of the residents could not pay their mortgages. These people had excellent credit, had always paid their mortgage on time, and even had a reasonable net worth on …

  • Published
    June 23, 2010

    Maine property taxes not so bad

    The issue of property taxes in Maine has constantly been a subject of referendum. One of the issues not adequately discussed is that property tax in Maine is very much dependent upon the community in which you live. If you are a resident of Augusta or Hallowell, you pay a high property tax, close to 30 mills per thousand. If you are a resident of a rural area with lots of ocean frontage, such as Southport, you …

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