Unity man gets new home through Maine Housing

By Kendra Caruso | Sep 04, 2019
Photo by: Kendra Caruso Terry Shorey of Unity, pictured Aug. 27 in front of the mobile home that soon will be replaced with a new double-wide, thanks to a program of Maine Housing.

Unity — When Terry Shorey went to the Unity Planning Board for a permit to build a mudroom, he left with information about a program that replaces mobile homes older than 1976 through a Maine Housing program.

The Albion native inherited his parents' Unity home about 25 years ago, he said. The original trailer burned down seven years ago. An older-model trailer he found in Plymouth was all he could afford at the time to replace the burned one. The community helped raise funds for him to buy it.

Since then, Shorey, a house painter, had been making continual repairs to maintain the 1972 mobile home, sinking money into a house that kept falling apart.

“If I couldn’t afford a new home, I’d have to put a lot of money into this old trailer that’s basically not worth it in the end,” Shorey said.

All that is changing. Maine Housing gave him a $30,000 grant for a down payment and other expenses related to obtaining a new home.

He worked with Ames Homes Center in Canaan, which handled most of the state requirements for him. His new double-wide is sitting on his lot while he waits for a slab to be poured for it. Meanwhile, he has been staying in his previous trailer while he waits for everything to be finalized. It is a good place to hold his stuff until he can move it into the new home, he said.

Shorey decided to tear down the old trailer himself to save money on his loan. The slab and home delivery are all added into his mortgage.

After his new double-wide is installed, he only will have to maintain it seasonally. Once the slab is poured, Ames Homes Center will install the home, and Shorey can start living in it.

Maine Housing requires that applicants own and live in a trailer that is older than 1976, have an income at or below 80% of its program limits, be eligible for a MaineHousing first-lien mortgage loan and not exceed costs of $175,000, according to Maine Housing’s website.

Shorey has built a relationship with the community in Unity. One of his long-time clients he frequently contracts with recommended the program to him. He thinks Unity is in a prime location for reaching all the major urban hubs between Central and Eastern Maine.

“It’s a nice little town,” Shorey said. “Everything you need is here, except for a clothing store; clothing and footwear.”

 

Terry Shorey's old trailer, shown Aug. 27, soon to be replaced with a new double-wide. (Photo by: Kendra Caruso)
A double wide sits in two sections on Terry Shorey's lawn Aug. 27 waiting to replace his existing 1972-model trailer. (Photo by: Kendra Caruso)
Terry Shorey's old mobile home in Unity, pictured Aug. 27, will be dismantled and replaced with a new double-wide. (Photo by: Kendra Caruso)
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